Title

Is There a "Property Certificate" in Canada? Ontario Land Registration and Types of Ownership

Many newcomers ask after buying: "Where is my property certificate?" In Ontario, title is registered electronically and there is no paper certificate. This guide explains Ontario's land registration system, how to look up your own title, the differences between Freehold, Condo, POTL, Leasehold and Co-op, the two ways to hold title jointly, and concepts you'll meet when buying, such as easements, surveys and title insurance.

Title

Preventing Title Fraud: 3 Things Every Homeowner Should Do

Criminal groups use forged ID to pose as homeowners and sell or mortgage properties that aren't theirs. Owners who are often out of Canada, whose homes sit empty or who have no mortgage face a higher risk. Buying title insurance, protecting your personal documents, checking your credit report regularly and watching for a few early warning signs can greatly reduce the risk, and if it does happen, you need to know what to do first.